2024 Best discover card - March 15, 2024. Jared Nangle. 359. By Aaron Klein. Mr. Klein served as deputy assistant secretary of the U.S. Treasury from 2009 to 2012. A fight has …

 
Compare the best Discover credit cards based on WalletHub's ratings, rewards, fees and APRs. Find the card that suits your needs for cash back, …. Best discover card

4 days ago · Compare the best Discover credit cards based on WalletHub's ratings, rewards, fees and APRs. Find the card that suits your needs for cash back, travel, balance transfers or bad credit. Secured Card Deposit Range: If approved, you must make a minimum security deposit of $200 (or more, in increments of $100 up to $2,500), which will equal your requested credit limit. Discover will determine your maximum credit limit by your income and ability to pay. Build/Rebuild Credit History (Secured Card): Discover reports your credit ...Best Discover credit cards for 2024. There are quite a few Discover rewards credit cards, all of which are geared toward different types of consumers.PenFed Power Cash Rewards Visa Signature® Card. The card earns 1.5% or 2% back, depending on your eligibility for the credit union's Honors Advantage program. SunTrust Cash Rewards Credit Card ... Best for gas and dining rewards: Discover it® Chrome. Best features: It offers 2% cash back on up to $1,000 in combined purchases each quarter (then 1%) on spending at gas stations and restaurants. When matched at the end of the first year, this is a remarkable rate for a no-annual-fee card. The Discover it® Student Chrome is best summed up with one word: mediocre. With earnings of 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and 1% ...Find the best Discover cash back credit card for you. We’ll automatically match all the cash back you’ve earned at the end of your first year. There is no limit to how much we’ll match. 1. No …The best unsecured Discover credit card is the Discover it® Miles card because it has a $0 annual fee and offers solid rewards. The card gives 1.5 miles per $1 spent on all purchases. In addition, it will match all the miles you earn the first year, as an account anniversary bonus.To take full advantage of Discover's matching bonus, pay for everything you can with your new card to earn as many miles as possible in the first year. Here's why: Say you spend $1,000 a month in ...Discover is a good credit card company, ranking third-best in customer satisfaction and offering cards with $0 annual and foreign transaction fees. Plus, Discover rewards users with at least 1% cash back on purchases and will match new cardholders' earnings from their first year as a special anniversary gift.Typically, credit card payments are due on the same day every month, but it can still be easy to forget and miss a payment. Missing a credit card payment, or even paying late, can impact your credit score, and affect your overall financial health due to late fees and penalty interest rates. Today, online tools from credit card issuers, including …Aug 5, 2022 ... The interest rate of the Discover it Secured Credit Card is 28.24% variable APR and will vary based on the prime rate. Balance Transfers. When ...Compare and apply for the best Discover credit card for you. Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit …We weren't sure if you left, so we logged you out of Discover.com to keep your account safe. Log in to your Discover Card account securely. Check your balance, pay bills, review transactions and more using the Discover Account Center, 24 … 5% Cash Back. Cashback Match. Earn 5% cash back at different places each quarter, when you activate. NOW: Earn 5% at Restaurants and Drug Stores, now – March 31, 2024, on up to $1,500 in purchases, when you activate. 2. You'll still earn an unlimited 1% cash back on all other purchases – automatically. View The 5% Calendar. Enjoy our low intro APR credit card offers for new cardmembers. 0% intro APR credit cards: 0% intro APR on purchases for 6-15 months. Then 17.24% - 28.24% Standard Variable Purchase APR applies. Offers vary based on card type. See below for more information on rates, fees, and other important terms.Millions of people across the US qualify for food and cash assistance from the government. If you qualify for the programs, you’ll be issued an EBT card. If you’re new to the progr...As with those cards, once the introductory period expires, the APR reverts to a market rate—which for the Discover it Business card is between 12.99% to 20.99%, depending on creditworthiness.Chase Sapphire Preferred® Card – Best for General Travel Rewards. Capital One Venture X Rewards Credit Card – Best for Premium Travel Rewards. American Express® Gold Card – Best for Dining Out and Delivery. Blue Cash Preferred® Card from American Express – Best for Groceries. Citi Custom Cash® Card – Best for Gas …Methodology. To create this list, Forbes Advisor analyzed 34 prepaid cards from 28 providers, including a mix of traditional brick-and-mortar banks, online banks, credit unions and fintech ...2 days ago · Bonus categories: Some cash back credit cards offer quarterly bonus categories. For example, for one quarter, you might get 5% back at grocery stores and drugstores. These bonus categories usually ... Wells Fargo Active Cash® Card. If you want a high rewards rate on all of your purchases, including Walmart, the Wells Fargo Active Cash® Card is tough to beat. It’s an ideal catchall card for ...Cash back credit cards come in various flavors, and the no-annual-fee U.S. Bank Cash+ Visa Signature Card is our top pick for generous, customizable bonus categories. You’ll earn 5% cash back in ...Your credit line is established by many factors, including your payment history and your income. Credit issuers will more favorably consider a credit line increase if you practice good credit habits, including paying down debts. You should avoid requesting a credit line increase if you’ve recently lost your job or have a low credit score.Why Discover it® Cash Back rewards credit card? ... Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, ...Find the Best Discover Credit Cards of 2024. Learn More Before You Increase Your Credit Limit. Before seeking an increase from Discover, make sure you’re doing so for the right reasons.Out of Delta's lineup of credit cards, the Delta SkyMiles® Gold American Express Card offers the best balance between a moderate $0 intro for the first year, then …Best credit cards of March 2024. Chase Freedom Flex℠: Best cash-back credit card. Wells Fargo Active Cash® Card: Best 2% cash rewards card. Capital One Venture X Rewards Credit Card *: Best ...The best Discover credit cards offer cash back on your spending and an unlimited cash-back match at the end of your first year. Unlike some other credit card companies, Discover offers some cards ...Rewards: Earn 5% cash-back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. All other ...Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network . In 2005, Discover Financial Services acquired Pulse , an electronic funds transfer network, allowing it to market and issue debit and ATM cards.Contact your card issuer to dispute a charge. If you can’t resolve the unauthorized charge directly with the merchant, usually you can contact your credit card issuer and ask to dispute a charge. You will likely need to specify the name of the business as it appears on your statement, the date of the charge, the amount, and the reason for …Unfortunately, Discover cards aren't widely accepted outside of the United States, so they may not be the best travel credit cards to take on your next trip. Visa and Mastercard are the most ...Nov 14, 2023 ... The Discover it Cash Back card is one of the options we evaluated. We determined that it is one of the best choices due to its combination of 5% ...Building credit. Discover will match all the cash back you’ve earned at the end of your first year. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. Limited/Poor.Discover it® Student Chrome: Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases ...Some student credit cards don’t require a credit history to apply. There is no credit score required to apply for Discover Student credit cards 1. Students under 21 have different income requirements than those over 21. If you’re a student considering a credit card for the first time, you probably have a lot of questions.Intro APR offer: 0% introductory APR for 12 months on purchases, then a 18.49% - 24.49% variable APR applies for purchases and balance transfers. A balance transfer fee of either $5 or 5% of the ...I would say the monogram is my favorite. I had the Garnet one initially, changed it to the Space one a couple months ago. Gotten a couple comments saying how pretty it was, the shiny Discover logo compliments it really well, and it didn't look as corny as I thought it would. I support LGBT so I like their rainbow card.Discover credit cards have numerous benefits for a wide variety of consumers, all with no annual fee. Take a look at our picks to see if one of these …Aug 5, 2022 ... The interest rate of the Discover it Secured Credit Card is 28.24% variable APR and will vary based on the prime rate. Balance Transfers. When ...Best for Students: Capital One SavorOne Student Cash Rewards Credit Card. Best for No Credit: Capital One Platinum Credit Card. Best Unsecured Card: Indigo® Mastercard® for Less than Perfect Credit. It’s important for you to get a good credit card because credit cards are the best credit-building tools available to us. 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% Cashback Bonus ® on all other purchases - automatically 12. Discover it ® Miles. 1.5x Miles for every dollar you spend with your card. Compare Discover Identity Theft Protection to LifeLock. Identity Theft Protection. $15.00/mo. LifeLock 1. Ultimate Plus $34.99/mo. Change Opens modal dialog. LifeLock 1. Advantage $22.99/mo. Change Opens modal dialog.Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. All with no annual fee. See if you're pre- ...NerdWallet's Best No Foreign Transaction Fee Credit Cards of March 2024. Boost your rewards with an extra $100Create a NerdWallet account to take the first step to$100 in rewards when you get an ...Feb 11, 2024 · Key points about: 0% interest balance transfer cards. A credit card balance transfer lets you move an existing credit card debt balance to a new credit card, which may allow you to take advantage of a lower interest rate. A 0% intro APR balance transfer credit card could mean no interest on balance transfers during the introductory period. The Discover® (Member, FDIC) Cashback Debit earns you 1% on all qualifying purchases for up to $3,000 in spending per month (see website for details). While there are other debit cards for ...Feb 5, 2024 · Best for balance transfers: Discover it® Balance Transfer. Here’s why: If you’re looking to save on interest payments, this card offers a long 0% intro APR period to help you manage your payments. You’ll get a 0% intro APR on balance transfers for 18 months from the date of your first transfer. There’s a limited amount of space on a business card, so you have to make the most of it. Avoid the temptation to crowd the card with everything you want clients to know. Keep it s...Discover it Cash Back Card with $100 Statement Credit Offer:https://refer.discover.com/s/tnmm6u(We also are compensated when you are approved and use the car...5 days ago · Rewards: Earn 5% cash-back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. All other ... As a college student, you may have little or no credit history. One of the best credit cards for you is likely to be one geared toward students. A rewards student credit card, such as Discover it ® ️ Student Cash Back Card or Discover it ® ️ Chrome for Students, can help you earn cash back on everyday purchases.Did you know that about 40% of credit cards waive foreign transaction fees, while 68% don’t charge an annual fee? Don’t worry if you didn’t. Many people are unaware of the fees or ...Discover Discover. HSBC HSBC. 3 More. Annual Fee. $0 - $1000+ APR. 0% - 36%+ Credit Needed. ... Search for the card that best suits your lifestyle and financial situation.Feb 19, 2024 · Capital One VentureOne Rewards Credit Card. 0% intro APR on purchases and balance transfers for 15 months, 19.99% - 29.99% variable APR after that; 3% balance transfer fee for the first 15 months ... Jun 2, 2021 ... A bit unconventional - but if you can master this card then you're well on your way to building credit and potentially saving hundreds of ...Building credit. Discover will match all the cash back you’ve earned at the end of your first year. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. Limited/Poor.With U.S. News' credit card compare tool, you can shop around for the right card. Select the "browse cards" button to see the most frequently compared cards. The "compare cards" option lets you ...Best Discover Card Design. As we explore the realm of Discover card designs, let’s now turn our attention to the highly sought-after category of the best Discover card design options available. When it comes to credit card aesthetics, Discover offers a wide range of unique and creative designs for cardholders to choose from.You'll need to lock away a security deposit of 200 USD¹ — the Discover It secured credit card requires a security deposit of 200 dollars, which you won't be ...Read more: Best Cash Back Credit Cards. Travel rewards cards. There is only one card marketed as the Discover travel card -- the Discover it® Miles -- which earns unlimited 1.5X Miles per $1 on ...Best Discover Cards of February 2024. Summary. Best Discover Cards of February 2024. Discover it® Balance Transfer: Best feature: 0% …In this review we take a look at the pros and cons of the Shell Fuel Rewards cards including the benefits, fees, drawbacks, application process, & more... We may be compensated whe...Best overall: Discover it® Cash Back. Best for building credit: Discover it® Secured Credit Card. Best for balance transfers: Discover it® Balance Transfer. Best for travel: Discover it® Miles ...Discover business credit cards are not available to new applicants right now, unfortunately. Discover previously offered business credit cards such as the Discover it® Business Card, and it may do so again in the future.. If you already have a business credit card from Discover (a WalletHub partner), you can reach the company’s customer …Find the best Discover card for you and compare it to other industry-leading cards. See rates, rewards, fees, and other cost information for cash back, travel, student, …Successful applicants find out upon approval which Visa card they qualified for. The Visa Platinum features a $0 annual fee, while the Visa Gold charges a $59 annual fee. Otherwise, terms are ...The Discover it® Miles is a cash-back card in a travel card’s clothing, and there are other no-annual-fee cash-back cards that earn more than 1.5% on all purchases.Credit Cards. Rewards Credit Cards. Get the right rewards credit card. Every Discover card earns rewards on purchases. Choose the card that earns the type …Discover credit cards have numerous benefits for a wide variety of consumers, all with no annual fee. Take a look at our picks to see if one of these …250+ credit cards reviewed and rated by our team of experts. 80+ years of combined experience covering credit cards and personal finance. 100+ …Find the Best Discover Credit Cards of 2024. Learn More Before You Increase Your Credit Limit. Before seeking an increase from Discover, make sure you’re doing so for the right reasons.Discover is a good credit card company, ranking third-best in customer satisfaction and offering cards with $0 annual and foreign transaction fees. Plus, Discover rewards users with at least 1% cash back on purchases and will match new cardholders' earnings from their first year as a special anniversary gift.Discover business credit cards are not available to new applicants right now, unfortunately. Discover previously offered business credit cards such as the Discover it® Business Card, and it may do so again in the future.. If you already have a business credit card from Discover (a WalletHub partner), you can reach the company’s customer …Jun 2, 2021 ... A bit unconventional - but if you can master this card then you're well on your way to building credit and potentially saving hundreds of ...In today’s digital age, where everything seems to be going paperless, one might think that invitation cards have become a thing of the past. However, that couldn’t be further from ...Secured Card Deposit Range: If approved, you must make a minimum security deposit of $200 (or more, in increments of $100 up to $2,500), which will equal your requested credit limit. Discover will determine your maximum credit limit by your income and ability to pay. Build/Rebuild Credit History (Secured Card): Discover reports your credit ...5 days ago · Rewards: Earn 5% cash-back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. All other ... Momentum Checking. 1% cash back on up to $3,000 in debit card purchases each month. Opens modal dialog. ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), online sports betting and internet gambling transactions, and ... Forbes Advisor has chosen the best credit cards of 2024 to be the most helpful to the widest variety of readers. Rather than selecting the “best …See the many ways you can redeem your Discover card Cashback Bonus. With so many ways to redeem, what will you get back with your Cashback Bonus? ... Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund.Unfortunately, Discover cards aren't widely accepted outside of the United States, so they may not be the best travel credit cards to take on your next trip. Visa and Mastercard are the most ...Best discover card

When people go shopping for a new credit card, they want to make a decision based on what their particular needs are. While running up credit card debt you can’t immediately pay of.... Best discover card

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More Discover Benefits. 0 % Intro APR for 15 months on purchases and balance transfers and 3 % Intro Balance Transfer Fee until June 10, 2024. Then 17.24 % to 28.24 % Standard Variable Purchase APR and up to 5 % fee for future balance transfers will apply. If you transfer a balance from a high-interest credit card to a Discover balance transfer ... Best Discover credit cards. Discover it® Cash Back: Best for earning cash back. Discover it® Student Cash Back: Best for students to earn cash back …If you’re a taxpayer in India, you need to have a Personal Account Number (PAN) card. It’s crucial for proving your identify and proving that you paid your taxes that year. Here ar...100% U.S. Based Customer Service: You can reach a live agent any time by calling 1-800-Discover (1-800-347-2683). Certain specialized customer service agents may not be available 24/7. There is no hard inquiry to your credit report to check if you’re pre-approved.The best Discover credit cards The best Discover credit card is the one that best fulfills your financial need for the lowest cost. The credit card experts at Finder compared all Discover credit cards against one another based on several features, including cashback opportunities, travel perks, credit requirements and APR.Do you want to make your own personalized Christmas cards this year, but don’t know where to start? Well, worry no more! This article will show you how to customize your cards in s...Compare the best Discover credit cards for cash back, travel, student, road trips and secured options. See …1 day ago · Citi Custom Cash® Card. Our pick for: Customizable rewards — 5% cash back tailored to your spending. The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically ... Mar 7, 2024 · The best credit cards can save you $300 to $650+ per year compared to the average offer, thanks to uniquely valuable rewards, low rates and fees, and various special features. The key to finding the best credit card for you is to determine which features you value most, then compare offers in search of the best deal. Best Credit Cards of 2024 Consider credit card interest rates. When shopping for the best credit card for your transfer balance, you may want to choose a card with a promotional or introductory interest rate or APR (annual percentage rate). You’ll also want to consider the standard interest rate that applies once intro rates expire.When it comes to private jet travel, Flexjet Jet Card costs are among the more competitive in the industry. With a variety of options and packages available, it’s important to unde...Citi Custom Cash® Card. Our pick for: Customizable rewards — 5% cash back tailored to your spending. The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically ...The 6 best Discover credit cards: Discover a new card. Discover has a card for everyone. Here are our top picks to help you find the right one. Written …There’s a limited amount of space on a business card, so you have to make the most of it. Avoid the temptation to crowd the card with everything you want clients to know. Keep it s...Best reward credit cards. Best Amex credit cards. Everyday: 5% back for 5 months, up to 1% after. Gold: 20,000 bonus points, £195/yr fee from year 2. Best non-Amex reward credit cards, including. Asda: 1% cashback at Asda. John Lewis: John Lewis/Waitrose points. Best reward debit card. Chase: 1% cashback, no fee.21.49% - 28.49% Variable. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit cards on the market. Offering an excellent return on travel and dining purchases, the card packs a ton …The Citi Double Cash® Card has a welcome offer of 20,000 ThankYou® Points (redeemable for $200 in cash back) when you spend $1,500 in the first 6 …WalletHub, Financial Company. @WalletHub • 02/27/24. The best Discover starter credit cards are the Discover it® Student Chrome and Discover it® Secured Credit Card because they are available to people with limited credit and report to the three major credit bureaus. Getting a student credit card is the way to go if you are in school ...Discover offers reward credit cards, online banking, digital wallets, and much more. ... Digital Wallets animate into screen from sides We hear the sound of a needle being placed on a record and a funky, feel-good …When it comes to private jet travel, the cost of a jet card can be a major factor in deciding which service to use. Flexjet offers a variety of jet cards that can be tailored to fi...Rewards: Earn 5% cash-back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter. All other ...Compare the best Discover credit cards based on WalletHub's ratings, rewards, fees and APRs. Find the card that suits your needs for cash back, …However, the Discover it® Chrome card might be best for someone who primarily spends on gas and groceries, but rarely above $1,000 in total spending each quarter and just wants to keep things simple.Rates & Fees. The $0-annual fee card earns 5% cash back in rotating quarterly bonus categories, on up to $1,500 in combined spending per quarter. All other spending, including purchases in the ...The best Discover credit cards offer cash back on your spending and an unlimited cash-back match at the end of your first year. Unlike some other credit card companies, Discover offers some cards ...Typically, credit card payments are due on the same day every month, but it can still be easy to forget and miss a payment. Missing a credit card payment, or even paying late, can impact your credit score, and affect your overall financial health due to late fees and penalty interest rates. Today, online tools from credit card issuers, including …250+ credit cards reviewed and rated by our team of experts. 80+ years of combined experience covering credit cards and personal finance. 100+ …The lowest that Digimon cards sell for are 99 cents and the highest they sell for is $10,000 for a collection on eBay. The worth of Digimon cards vary based on the card and its age...Mar 1, 2024 · Discover it® Cash Back Offer. The Discover it® Cash Back is a great way to earn cash back on your everyday purchases. This Discover card offers 5% cash back on everyday purchases at different ... Earn 5% Cashback Bonus on up to $1,500 in different category purchases each quarter, when you activate. That’s up to $75 cash back each quarter! Plus, you always earn Cashback Bonus when you use your Discover card. 1 day ago · Citi Custom Cash® Card. Our pick for: Customizable rewards — 5% cash back tailored to your spending. The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically ... Out of Delta's lineup of credit cards, the Delta SkyMiles® Gold American Express Card offers the best balance between a moderate $0 intro for the first year, then …NerdWallet's Best 0% APR and Low Interest Credit Cards of March 2024. Boost your rewards with an extra $100Create a NerdWallet account to take the first step to$100 in rewards when you get an ... 100% U.S. Based Customer Service: You can reach a live agent any time by calling 1-800-Discover (1-800-347-2683). Certain specialized customer service agents may not be available 24/7. Expand. Our credit card comparison chart lets you compare the cash back rewards of the Discover it® card with other cash back cards. Aug 29, 2023 ... Hello there! I'm a junior at the University of Florida State at Tallahassee, Florida studying electrical engineering.For example, one of the best credit cards to compare to whatever is in your wallet right now is the Wells Fargo Active Cash® Card. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. Plus, the card offers an initial bonus of $200 cash …As a college student, you may have little or no credit history. One of the best credit cards for you is likely to be one geared toward students. A rewards student credit card, such as Discover it ® ️ Student Cash Back Card or Discover it ® ️ Chrome for Students, can help you earn cash back on everyday purchases.If you’ve racked up credit card debt from past car repairs or other purchases, the Citi Simplicity® Card * is among the best for balance transfers. The card offers one of the longest 0% intro ...See the many ways you can redeem your Discover card Cashback Bonus. With so many ways to redeem, what will you get back with your Cashback Bonus? ... Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund.Rates & Fees. The $0-annual fee card earns 5% cash back in rotating quarterly bonus categories, on up to $1,500 in combined spending per quarter. All other spending, including purchases in the ...Discover it® Student Chrome: Best for College student card Find the right credit card for you. Whether you want to pay less interest or earn more rewards, the right card's out there.Feb 19, 2024 · Capital One VentureOne Rewards Credit Card. 0% intro APR on purchases and balance transfers for 15 months, 19.99% - 29.99% variable APR after that; 3% balance transfer fee for the first 15 months ... When it comes to private jet travel, the cost of a jet card can be a major factor in deciding which service to use. Flexjet offers a variety of jet cards that can be tailored to fi...May 24, 2023 ... The Discover it Cash Back is a good card, but its redemption options are limited to cash back and similar alternatives like gift cards, ...We weren't sure if you left, so we logged you out of Discover.com to keep your account safe. Log in to your Discover Card account securely. Check your balance, pay bills, review transactions and more using the Discover Account Center, 24 …Jul 21, 2022 ... Low-hassle rewards, intro offers and the lack of annual fee are the reasons Buy Side from WSJ named the Discover it Miles the Best Credit Card ...Key Points about: first-time credit cards. You’ll need to be 18 or older to apply for your first credit card. First-time credit card users should look at secured credit cards or student credit cards as their best options. Using your first credit card responsibly helps you build a credit history. Getting your first credit card is a big deal.. Best concealed carry insurance